Privacy Policy

1. Data Controller

2. Data We Collect

2.1 Credit Application Data

When you apply for a credit, we collect the following information:

• Identification data (first name, last name, date of birth, nationality)
• Contact details (email address, phone number, home address)
• Financial information (income, expenses, existing loans, employment status)
• Project details (credit type, amount, duration, purpose)

Purpose: Processing your credit application, creditworthiness assessment, contract execution and management.

Legal basis: Art. 6(1)(b) GDPR (performance of a contract) and Art. 6(1)(c) GDPR (legal obligation).

2.2 Website Usage Data

When you visit our website, we automatically collect: IP address, browser type and version, pages visited, date and time of visit. This data is used solely for statistical analysis and website improvement.

3. Data Retention

Personal data is stored only as long as necessary for the respective processing purpose or as required by law. Credit-related data is retained in accordance with applicable legal retention periods (generally 10 years after the end of the contract).

4. Data Sharing

Your personal data is not sold or rented to third parties. Disclosure only occurs:

• To service providers acting on behalf of Finanfondo (e.g. IT providers)
• To authorities when legally required
• With your explicit consent

5. Your Rights Under GDPR

• Right of access (Art. 15): Request information about your stored data.
• Right to rectification (Art. 16): Request correction of inaccurate data.
• Right to erasure (Art. 17): Request deletion of your data where no legal retention obligations apply.
• Right to restriction (Art. 18): Request restriction of processing.
• Right to data portability (Art. 20): Receive your data in a machine-readable format.
• Right to object (Art. 21): Object to the processing of your data.
• Right to lodge a complaint: You may lodge a complaint with a data protection supervisory authority.

To exercise your rights, contact: kontakt@finanfondoeurope.com

6. Cookies

This website uses cookies to improve user experience. Technically necessary cookies are set without your consent; for all other cookies we obtain your consent. You can disable cookies in your browser settings at any time.

7. Data Security

Finanfondo uses technical and organizational security measures to protect your data against accidental or intentional manipulation, loss, destruction, or access by unauthorized persons. All data transmissions are encrypted via SSL connections.

8. Changes to This Privacy Policy

Finanfondo reserves the right to update this Privacy Policy at any time. The current version is always available on this page. Last updated: March 2025.